/* ============================================================
   ANDREW ROMANO — PREMIUM FINANCIAL ADVISORY
   Complete Design System & Stylesheet
   ============================================================ */

/* --- Google Fonts --- */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400;0,500;0,600;0,700;1,400;1,500&family=Inter:wght@300;400;500;600;700&display=swap');

/* --- Reset & Base --- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  scroll-behavior: smooth;
  scroll-padding-top: 80px;
}

body {
  min-height: 100dvh;
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: #1a2332;
  background-color: #ffffff;
}

img, picture, video, canvas, svg {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  text-decoration: none;
  color: inherit;
}

ul, ol { list-style: none; }

input, button, textarea, select {
  font: inherit;
  color: inherit;
}

button {
  cursor: pointer;
  background: none;
  border: none;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Playfair Display', Georgia, 'Times New Roman', serif;
  line-height: 1.15;
  color: #1a2332;
  text-wrap: balance;
}

p, li, figcaption {
  text-wrap: pretty;
}

::selection {
  background: rgba(10, 138, 123, 0.18);
  color: #1a2332;
}

:focus-visible {
  outline: 2px solid #0a8a7b;
  outline-offset: 3px;
  border-radius: 4px;
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* --- Design Tokens --- */
:root {
  --color-navy: #0f2b3c;
  --color-navy-light: #163a4f;
  --color-teal: #0a8a7b;
  --color-teal-dark: #087a6d;
  --color-teal-light: #0d9e8d;
  --color-grey-bg: #f4f6f8;
  --color-white: #ffffff;
  --color-heading: #1a2332;
  --color-body: #4a5568;
  --color-gold: #c9a84c;
  --color-gold-light: #d4b96a;
  --color-border-light: #e2e8f0;
  --color-border-dark: rgba(255,255,255,0.12);

  --font-heading: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.06);
  --shadow-md: 0 4px 16px rgba(0, 0, 0, 0.08);
  --shadow-lg: 0 8px 24px rgba(0, 0, 0, 0.1);
  --shadow-xl: 0 16px 48px rgba(0, 0, 0, 0.12);

  --transition: 0.3s ease;
  --max-width: 1200px;
  --section-padding: clamp(4rem, 8vw, 7rem);
}

/* --- Utility --- */
.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border-width: 0;
}

/* --- Gold Divider --- */
.gold-divider {
  width: 60px;
  height: 2px;
  background: var(--color-gold);
  border: none;
  margin: 1.5rem auto;
}

.gold-divider--left {
  margin-left: 0;
}

/* ============================================================
   NAVIGATION
   ============================================================ */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(15, 43, 60, 0.95);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
  transition: background var(--transition), box-shadow var(--transition);
}

.site-header.scrolled {
  background: rgba(15, 43, 60, 0.98);
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.15);
}

.header-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.site-logo {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 600;
  color: #ffffff;
  letter-spacing: -0.01em;
  transition: opacity var(--transition);
}

.site-logo:hover {
  opacity: 0.85;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav-links li a {
  font-family: var(--font-body);
  font-size: 0.875rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.75);
  letter-spacing: 0.02em;
  transition: color var(--transition);
  position: relative;
}

.nav-links li a:hover {
  color: #ffffff;
}

.nav-links li a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 1.5px;
  background: var(--color-teal);
  transition: width var(--transition);
}

.nav-links li a:hover::after {
  width: 100%;
}

.nav-cta {
  background: var(--color-teal) !important;
  color: #ffffff !important;
  padding: 0.6rem 1.4rem !important;
  border-radius: 6px;
  font-weight: 600 !important;
  font-size: 0.85rem !important;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition) !important;
}

.nav-cta:hover {
  background: var(--color-teal-light) !important;
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(10, 138, 123, 0.3);
}

.nav-cta::after {
  display: none !important;
}

/* Mobile Nav Toggle */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 4px;
  z-index: 1001;
}

.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: #ffffff;
  border-radius: 2px;
  transition: transform var(--transition), opacity var(--transition);
}

.nav-toggle.active span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.nav-toggle.active span:nth-child(2) {
  opacity: 0;
}

.nav-toggle.active span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

@media (max-width: 900px) {
  .nav-toggle { display: flex; }

  .nav-links {
    position: fixed;
    top: 0;
    right: -100%;
    width: 320px;
    max-width: 85vw;
    height: 100dvh;
    flex-direction: column;
    align-items: flex-start;
    justify-content: flex-start;
    padding: 100px 2rem 2rem;
    gap: 0;
    background: var(--color-navy);
    transition: right var(--transition);
    box-shadow: -8px 0 32px rgba(0, 0, 0, 0.3);
  }

  .nav-links.open {
    right: 0;
  }

  .nav-links li {
    width: 100%;
  }

  .nav-links li a {
    display: block;
    padding: 1rem 0;
    font-size: 1rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  }

  .nav-cta {
    margin-top: 1rem;
    text-align: center;
    display: block !important;
  }
}

/* ============================================================
   HERO SECTION
   ============================================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: linear-gradient(165deg, #0f2b3c 0%, #163a4f 50%, #0f2b3c 100%);
  overflow: hidden;
  padding-top: 72px;
}

/* Subtle geometric dot pattern */
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255,255,255,0.035) 1px, transparent 1px);
  background-size: 32px 32px;
  pointer-events: none;
}

/* Subtle gradient glow */
.hero::after {
  content: '';
  position: absolute;
  top: -20%;
  right: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(10, 138, 123, 0.12) 0%, transparent 70%);
  pointer-events: none;
}

.hero-inner {
  position: relative;
  z-index: 1;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 4rem clamp(1.25rem, 4vw, 3rem);
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 4rem;
  align-items: center;
}

.hero-eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-teal);
  margin-bottom: 1.5rem;
}

.hero h1 {
  font-family: var(--font-heading);
  font-size: clamp(2.25rem, 1.5rem + 3vw, 3.5rem);
  font-weight: 700;
  color: #ffffff;
  line-height: 1.1;
  margin-bottom: 1.5rem;
  letter-spacing: -0.02em;
}

.hero-subtitle {
  font-family: var(--font-body);
  font-size: clamp(1rem, 0.9rem + 0.4vw, 1.2rem);
  font-weight: 400;
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.7;
  max-width: 560px;
  margin-bottom: 2rem;
}

.hero-buttons {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 3rem;
}

.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--color-teal);
  color: #ffffff;
  padding: 0.85rem 2rem;
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  transition: all var(--transition);
  border: none;
  cursor: pointer;
}

.btn-primary:hover {
  background: var(--color-teal-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(10, 138, 123, 0.3);
}

.btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: transparent;
  color: #ffffff;
  padding: 0.85rem 2rem;
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 500;
  border: 1.5px solid rgba(255, 255, 255, 0.3);
  transition: all var(--transition);
}

.btn-outline:hover {
  border-color: #ffffff;
  background: rgba(255, 255, 255, 0.06);
  transform: translateY(-2px);
}

/* Hero Stats */
.hero-stats {
  display: flex;
  gap: 2.5rem;
}

.hero-stat {
  text-align: left;
}

.hero-stat-number {
  font-family: var(--font-heading);
  font-size: 2rem;
  font-weight: 700;
  color: var(--color-gold);
  line-height: 1;
}

.hero-stat-label {
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.5);
  margin-top: 0.35rem;
  letter-spacing: 0.02em;
}

/* Hero Photo placeholder */
.hero-photo {
  display: flex;
  justify-content: center;
  align-items: center;
}

.hero-avatar {
  width: 280px;
  height: 280px;
  border-radius: 50%;
  border: 3px solid var(--color-teal);
  background: linear-gradient(135deg, #163a4f, #0f2b3c);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 0 0 12px rgba(10, 138, 123, 0.1), 0 24px 64px rgba(0, 0, 0, 0.3);
}

.hero-avatar span {
  font-family: var(--font-heading);
  font-size: 4rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.25);
  letter-spacing: 0.05em;
}

@media (max-width: 900px) {
  .hero-inner {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 2.5rem;
  }

  .hero-subtitle { margin-left: auto; margin-right: auto; }
  .hero-buttons { justify-content: center; }
  .hero-stats { justify-content: center; }

  .hero-photo { order: -1; }
  .hero-avatar { width: 180px; height: 180px; }
  .hero-avatar span { font-size: 2.5rem; }
}

@media (max-width: 480px) {
  .hero-stats { flex-direction: column; gap: 1.25rem; align-items: center; }
  .hero-stat { text-align: center; }
}

/* ============================================================
   TRUST BAR
   ============================================================ */
.trust-bar {
  background: var(--color-white);
  border-top: 1px solid var(--color-border-light);
  border-bottom: 1px solid var(--color-border-light);
  padding: 1.25rem 0;
}

.trust-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: clamp(1.5rem, 3vw, 3rem);
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-body);
  font-size: 0.82rem;
  font-weight: 500;
  color: #64748b;
  letter-spacing: 0.02em;
  white-space: nowrap;
}

.trust-item svg {
  flex-shrink: 0;
  color: #94a3b8;
}

.trust-stars {
  display: inline-flex;
  gap: 2px;
  color: var(--color-gold);
  margin-right: 0.25rem;
}

.trust-stars svg {
  color: var(--color-gold);
}

@media (max-width: 600px) {
  .trust-inner { gap: 1rem; }
  .trust-item { font-size: 0.75rem; }
}

/* ============================================================
   SECTION HEADERS (REUSABLE)
   ============================================================ */
.section-header {
  text-align: center;
  margin-bottom: 3.5rem;
}

.section-header h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 1.25rem + 2vw, 2.5rem);
  font-weight: 700;
  color: var(--color-heading);
  margin-bottom: 0.5rem;
}

.section-header .gold-divider {
  margin: 1rem auto 1.25rem;
}

.section-subtext {
  font-family: var(--font-body);
  font-size: 1.05rem;
  color: var(--color-body);
  max-width: 620px;
  margin: 0 auto;
  line-height: 1.65;
}

/* Dark section variants */
.section-header--dark h2 {
  color: #ffffff;
}

.section-header--dark .section-subtext {
  color: rgba(255, 255, 255, 0.65);
}

/* ============================================================
   ABOUT SECTION
   ============================================================ */
.about-section {
  padding: var(--section-padding) 0;
  background: var(--color-white);
}

.about-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(3rem, 6vw, 6rem);
  align-items: start;
}

.about-quote {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 1.1rem + 1.5vw, 2rem);
  font-weight: 500;
  color: var(--color-heading);
  line-height: 1.35;
  font-style: italic;
  position: relative;
  padding-left: 1.5rem;
  border-left: 3px solid var(--color-gold);
}

.about-text p {
  font-family: var(--font-body);
  font-size: 1rem;
  color: var(--color-body);
  line-height: 1.7;
  margin-bottom: 1.25rem;
}

.about-text p:last-of-type {
  margin-bottom: 1.75rem;
}

.about-social {
  display: flex;
  gap: 1rem;
}

.about-social a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--color-grey-bg);
  color: var(--color-body);
  transition: all var(--transition);
}

.about-social a:hover {
  background: var(--color-teal);
  color: #ffffff;
  transform: translateY(-2px);
}

@media (max-width: 768px) {
  .about-inner {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
}

/* ============================================================
   SERVICES SECTION
   ============================================================ */
.services-section {
  padding: var(--section-padding) 0;
  background: var(--color-grey-bg);
}

.services-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
  margin-bottom: 2.5rem;
}

.service-card {
  background: var(--color-white);
  border-radius: 10px;
  padding: 2rem 1.75rem;
  border-left: 4px solid var(--color-teal);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition);
  position: relative;
}

.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.service-icon {
  width: 48px;
  height: 48px;
  border-radius: 10px;
  background: rgba(10, 138, 123, 0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  color: var(--color-teal);
}

.service-card h3 {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--color-heading);
  margin-bottom: 0.75rem;
}

.service-card p {
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--color-body);
  line-height: 1.65;
  margin-bottom: 1rem;
}

.service-link {
  font-family: var(--font-body);
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-teal);
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  transition: gap var(--transition), color var(--transition);
}

.service-link:hover {
  gap: 0.6rem;
  color: var(--color-teal-dark);
}

.services-cta {
  text-align: center;
  padding-top: 0.5rem;
}

.services-cta p {
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: var(--color-body);
  margin-bottom: 1rem;
}

@media (max-width: 768px) {
  .services-grid {
    grid-template-columns: 1fr;
  }
}

/* ============================================================
   STRATEGYOS PROCESS
   ============================================================ */
.process-section {
  padding: var(--section-padding) 0;
  background: var(--color-white);
}

.process-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  position: relative;
}

/* Connecting line */
.process-steps::before {
  content: '';
  position: absolute;
  top: 40px;
  left: calc(16.67% + 1rem);
  right: calc(16.67% + 1rem);
  height: 2px;
  background: linear-gradient(90deg, var(--color-gold) 0%, var(--color-teal) 100%);
  opacity: 0.3;
}

.process-step {
  text-align: center;
  position: relative;
  z-index: 1;
}

.step-number {
  font-family: var(--font-heading);
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--color-gold);
  line-height: 1;
  margin-bottom: 1rem;
}

.process-step h3 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--color-heading);
  margin-bottom: 0.75rem;
}

.process-step p {
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--color-body);
  line-height: 1.6;
  max-width: 300px;
  margin: 0 auto;
}

@media (max-width: 768px) {
  .process-steps {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .process-steps::before { display: none; }
}

/* ============================================================
   TESTIMONIALS / SOCIAL PROOF
   ============================================================ */
.testimonials-section {
  padding: var(--section-padding) 0;
  background: linear-gradient(165deg, #0f2b3c 0%, #163a4f 100%);
  position: relative;
  overflow: hidden;
}

.testimonials-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 32px 32px;
  pointer-events: none;
}

.testimonials-inner {
  position: relative;
  z-index: 1;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
  margin-bottom: 2.5rem;
}

.testimonial-card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 10px;
  padding: 2rem;
  transition: all var(--transition);
}

.testimonial-card:hover {
  background: rgba(255, 255, 255, 0.07);
  transform: translateY(-2px);
}

.testimonial-stars {
  display: flex;
  gap: 3px;
  color: var(--color-gold);
  margin-bottom: 1.25rem;
}

.testimonial-card p {
  font-family: var(--font-body);
  font-size: 1rem;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.65;
  font-style: italic;
  margin-bottom: 1rem;
}

.testimonial-card cite {
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.4);
  font-style: normal;
  letter-spacing: 0.02em;
}

.testimonials-proof {
  text-align: center;
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.45);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
}

.testimonials-proof svg {
  opacity: 0.5;
}

@media (max-width: 768px) {
  .testimonials-grid {
    grid-template-columns: 1fr;
  }
}

/* ============================================================
   BLOG / INSIGHTS
   ============================================================ */
.blog-section {
  padding: var(--section-padding) 0;
  background: var(--color-white);
}

.blog-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
}

/* Filter pills */
.filter-bar {
  display: flex;
  justify-content: center;
  gap: 0.5rem;
  flex-wrap: wrap;
  margin-bottom: 2.5rem;
}

.filter-pill {
  font-family: var(--font-body);
  font-size: 0.82rem;
  font-weight: 500;
  padding: 0.5rem 1.1rem;
  border-radius: 100px;
  border: 1.5px solid var(--color-border-light);
  color: var(--color-body);
  background: transparent;
  cursor: pointer;
  transition: all var(--transition);
}

.filter-pill:hover {
  border-color: var(--color-teal);
  color: var(--color-teal);
}

.filter-pill.active {
  background: var(--color-teal);
  border-color: var(--color-teal);
  color: #ffffff;
}

/* Article cards */
.articles-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}

.article-card {
  background: var(--color-white);
  border: 1px solid var(--color-border-light);
  border-radius: 10px;
  padding: 1.75rem;
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
}

.article-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.card-category {
  font-family: var(--font-body);
  font-size: 0.72rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-teal);
  margin-bottom: 0.75rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.featured-badge {
  background: rgba(201, 168, 76, 0.12);
  color: var(--color-gold);
  padding: 0.15rem 0.5rem;
  border-radius: 100px;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.06em;
}

.card-title {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--color-heading);
  line-height: 1.3;
  margin-bottom: 0.75rem;
  flex-grow: 0;
}

.card-excerpt {
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: var(--color-body);
  line-height: 1.6;
  flex-grow: 1;
  margin-bottom: 1.25rem;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.card-meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 1rem;
  border-top: 1px solid var(--color-border-light);
}

.card-reading-time {
  font-family: var(--font-body);
  font-size: 0.78rem;
  color: #94a3b8;
  font-weight: 500;
}

.card-link {
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-teal);
  transition: color var(--transition);
}

.card-link:hover {
  color: var(--color-teal-dark);
}

@media (max-width: 768px) {
  .articles-grid {
    grid-template-columns: 1fr;
  }
}

/* ============================================================
   FREE TOOLS / RESOURCES
   ============================================================ */
.resources-section {
  padding: var(--section-padding) 0;
  background: var(--color-grey-bg);
}

.resources-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
}

.resources-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.resource-card {
  background: var(--color-white);
  border-radius: 10px;
  padding: 1.75rem 1.5rem;
  text-align: center;
  border: 1px solid var(--color-border-light);
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
  align-items: center;
}

.resource-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-teal);
}

.resource-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: rgba(10, 138, 123, 0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-teal);
  margin-bottom: 1rem;
}

.resource-type {
  font-family: var(--font-body);
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-teal);
  margin-bottom: 0.35rem;
}

.resource-card h3 {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--color-heading);
  margin-bottom: 0.5rem;
}

.resource-price {
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-gold);
}

.resources-cta {
  text-align: center;
}

@media (max-width: 768px) {
  .resources-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 480px) {
  .resources-grid {
    grid-template-columns: 1fr;
  }
}

/* ============================================================
   SOCIAL / CONNECT SECTION
   ============================================================ */
.social-section {
  padding: var(--section-padding) 0;
  background: var(--color-white);
}

.social-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
  text-align: center;
}

.social-icons {
  display: flex;
  justify-content: center;
  gap: 1.25rem;
}

.social-icons a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  border: 1.5px solid var(--color-border-light);
  color: var(--color-body);
  transition: all var(--transition);
}

.social-icons a:hover {
  background: var(--color-teal);
  border-color: var(--color-teal);
  color: #ffffff;
  transform: translateY(-3px);
  box-shadow: 0 6px 20px rgba(10, 138, 123, 0.25);
}

/* ============================================================
   CTA BANNER
   ============================================================ */
.cta-banner {
  padding: clamp(3rem, 6vw, 5rem) 0;
  background: linear-gradient(135deg, #0a8a7b 0%, #087a6d 100%);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255,255,255,0.06) 1px, transparent 1px);
  background-size: 24px 24px;
  pointer-events: none;
}

.cta-inner {
  position: relative;
  z-index: 1;
  max-width: 700px;
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
}

.cta-inner h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 1rem + 2vw, 2.25rem);
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 1.5rem;
}

.btn-cta-white {
  display: inline-flex;
  align-items: center;
  background: #ffffff;
  color: var(--color-teal);
  padding: 1rem 2.5rem;
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: 0.01em;
  transition: all var(--transition);
  margin-bottom: 1rem;
}

.btn-cta-white:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.15);
}

.cta-fine-print {
  font-family: var(--font-body);
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.6);
}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
  background: var(--color-navy);
  padding: 3.5rem 0 0;
  position: relative;
}

.footer-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
}

.footer-top {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 3rem;
  padding-bottom: 2.5rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-brand {}

.footer-title {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 600;
  color: #ffffff;
  margin-bottom: 0.35rem;
}

.footer-subtitle {
  font-family: var(--font-body);
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.45);
  margin-bottom: 1.25rem;
  line-height: 1.5;
}

.footer-social {
  display: flex;
  gap: 0.75rem;
}

.footer-social a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.12);
  color: rgba(255, 255, 255, 0.5);
  transition: all var(--transition);
}

.footer-social a:hover {
  color: #ffffff;
  border-color: var(--color-teal);
  background: var(--color-teal);
}

.footer-nav-heading {
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255, 255, 255, 0.35);
  margin-bottom: 1rem;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.footer-links a {
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.6);
  transition: color var(--transition);
}

.footer-links a:hover {
  color: #ffffff;
}

.footer-contact p {
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.6);
  line-height: 1.7;
}

.footer-contact a {
  color: rgba(255, 255, 255, 0.6);
  transition: color var(--transition);
}

.footer-contact a:hover {
  color: var(--color-teal);
}

.footer-bottom {
  padding: 1.5rem 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.footer-compliance {
  font-family: var(--font-body);
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.3);
}

.footer-copyright {
  font-family: var(--font-body);
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.3);
}

.footer-disclaimer {
  font-family: var(--font-body);
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.3);
}

@media (max-width: 768px) {
  .footer-top {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
    text-align: left;
  }
}

/* ============================================================
   ARTICLE PAGES (keep existing article body styles)
   ============================================================ */
.article-header {
  padding: calc(72px + 3rem) 0 2.5rem;
  background: var(--color-grey-bg);
}

.article-header > * {
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
  padding-left: clamp(1.25rem, 4vw, 3rem);
  padding-right: clamp(1.25rem, 4vw, 3rem);
}

.article-header .container,
.article-header-inner {
  max-width: 800px;
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
}

.back-link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--color-teal);
  margin-bottom: 1.5rem;
  transition: gap var(--transition);
}

.back-link svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

.back-link:hover {
  gap: 0.6rem;
}

.article-category-tag {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-teal);
  margin-bottom: 0.75rem;
}

.separator {
  color: #94a3b8;
}

.article-header h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 1.25rem + 2vw, 2.5rem);
  font-weight: 700;
  color: var(--color-heading);
  line-height: 1.15;
  margin-bottom: 1rem;
}

.article-meta {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
  font-family: var(--font-body);
  font-size: 0.85rem;
  color: var(--color-body);
}

.article-meta span {
  color: var(--color-body);
}

/* Article Body */
.article-body {
  max-width: 800px;
  margin: 0 auto;
  padding: 2.5rem clamp(1.25rem, 4vw, 3rem) var(--section-padding);
}

.article-body h2 {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-heading);
  margin-top: 2.5rem;
  margin-bottom: 1rem;
}

.article-body h3 {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--color-heading);
  margin-top: 2rem;
  margin-bottom: 0.75rem;
}

.article-body p {
  font-family: var(--font-body);
  font-size: 1rem;
  color: var(--color-body);
  line-height: 1.75;
  margin-bottom: 1.25rem;
  max-width: 65ch;
}

.article-body ul,
.article-body ol {
  margin-bottom: 1.25rem;
  padding-left: 1.5rem;
  list-style: disc;
}

.article-body ol { list-style: decimal; }

.article-body li {
  font-family: var(--font-body);
  font-size: 1rem;
  color: var(--color-body);
  line-height: 1.75;
  margin-bottom: 0.5rem;
  max-width: 65ch;
}

.article-body strong {
  font-weight: 600;
  color: var(--color-heading);
}

.article-body a {
  color: var(--color-teal);
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 2px;
  transition: color var(--transition);
}

.article-body a:hover {
  color: var(--color-teal-dark);
}

.article-body blockquote {
  border-left: 3px solid var(--color-gold);
  padding: 1rem 1.5rem;
  margin: 2rem 0;
  background: var(--color-grey-bg);
  border-radius: 0 8px 8px 0;
}

.article-body blockquote p {
  color: var(--color-heading);
  font-style: italic;
  font-size: 1.05rem;
}

/* Key Takeaway / Callout Boxes */
.key-takeaway,
.callout-box,
.warning-box,
.pro-tip {
  border-radius: 10px;
  padding: 1.5rem 1.75rem;
  margin: 2rem 0;
}

.key-takeaway {
  background: rgba(10, 138, 123, 0.06);
  border: 1px solid rgba(10, 138, 123, 0.15);
}

.callout-box {
  background: var(--color-grey-bg);
  border: 1px solid var(--color-border-light);
}

.warning-box {
  background: rgba(201, 168, 76, 0.06);
  border: 1px solid rgba(201, 168, 76, 0.2);
}

.pro-tip {
  background: rgba(10, 138, 123, 0.06);
  border-left: 4px solid var(--color-teal);
}

.key-takeaway h4,
.callout-box h4,
.warning-box h4,
.pro-tip h4 {
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 0.75rem;
  color: var(--color-heading);
}

/* Article tables */
.article-body table {
  width: 100%;
  border-collapse: collapse;
  margin: 1.5rem 0;
  font-family: var(--font-body);
  font-size: 0.9rem;
}

.article-body th {
  background: var(--color-navy);
  color: #ffffff;
  padding: 0.75rem 1rem;
  text-align: left;
  font-weight: 600;
  font-size: 0.85rem;
}

.article-body td {
  padding: 0.75rem 1rem;
  border-bottom: 1px solid var(--color-border-light);
  color: var(--color-body);
}

.article-body tr:nth-child(even) td {
  background: var(--color-grey-bg);
}

.table-wrapper,
.table-responsive {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

/* CTA within articles */
.article-cta {
  background: linear-gradient(135deg, #0f2b3c, #163a4f);
  border-radius: 12px;
  padding: 2.5rem 2rem;
  text-align: center;
  margin: 2.5rem 0;
}

.article-cta h3 {
  font-family: var(--font-heading);
  color: #ffffff;
  font-size: 1.35rem;
  margin-bottom: 0.75rem;
}

.article-cta p {
  color: rgba(255, 255, 255, 0.7);
  margin-bottom: 1.25rem;
  max-width: 100%;
}

.article-cta .btn-primary {
  display: inline-flex;
}

/* Related articles */
.related-articles {
  max-width: 800px;
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 3rem) var(--section-padding);
  border-top: 1px solid var(--color-border-light);
  padding-top: 2.5rem;
}

.related-articles h3 {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--color-heading);
  margin-bottom: 1.5rem;
}

.related-articles-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 1.5rem;
}

.related-card {
  padding: 1.25rem;
  border: 1px solid var(--color-border-light);
  border-radius: 8px;
  transition: all var(--transition);
}

.related-card:hover {
  border-color: var(--color-teal);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.related-card h4 {
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-heading);
  margin-bottom: 0.5rem;
}

.related-card p {
  font-size: 0.85rem;
  color: var(--color-body);
  line-height: 1.5;
}

/* ============================================================
   REVEAL ANIMATIONS
   ============================================================ */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s cubic-bezier(0.16, 1, 0.3, 1), transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* Stagger children */
.reveal-stagger > * {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.5s cubic-bezier(0.16, 1, 0.3, 1), transform 0.5s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal-stagger.visible > *:nth-child(1) { transition-delay: 0ms; }
.reveal-stagger.visible > *:nth-child(2) { transition-delay: 100ms; }
.reveal-stagger.visible > *:nth-child(3) { transition-delay: 200ms; }
.reveal-stagger.visible > *:nth-child(4) { transition-delay: 300ms; }
.reveal-stagger.visible > *:nth-child(5) { transition-delay: 400ms; }

.reveal-stagger.visible > * {
  opacity: 1;
  transform: translateY(0);
}

/* ============================================================
   RESPONSIVE ADJUSTMENTS
   ============================================================ */
@media (max-width: 375px) {
  .hero h1 {
    font-size: 1.75rem;
  }

  .section-header h2 {
    font-size: 1.5rem;
  }

  .btn-primary, .btn-outline {
    padding: 0.75rem 1.5rem;
    font-size: 0.9rem;
    width: 100%;
    justify-content: center;
  }
}

/* ============================================================
   DROPDOWN NAV
   ============================================================ */
.nav-dropdown {
  position: relative;
}
.nav-dropdown-btn {
  background: none;
  border: none;
  font-family: var(--font-body);
  font-size: 0.875rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.75);
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  letter-spacing: 0.02em;
  transition: color var(--transition);
  padding: 0;
}
.nav-dropdown-btn:hover {
  color: #ffffff;
}
.nav-dropdown-menu {
  display: none;
  position: absolute;
  top: calc(100% + 12px);
  left: 50%;
  transform: translateX(-50%);
  background: #ffffff;
  border-radius: 8px;
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.18);
  min-width: 220px;
  padding: 0.5rem 0;
  z-index: 1000;
  list-style: none;
  margin: 0;
}
.nav-dropdown-menu::before {
  content: '';
  position: absolute;
  top: -12px;
  left: 0;
  right: 0;
  height: 12px;
}
.nav-dropdown-menu li {
  margin: 0;
  padding: 0;
}
.nav-dropdown-menu li a {
  display: block;
  padding: 0.6rem 1.25rem;
  color: #1a2332 !important;
  font-size: 0.88rem;
  font-weight: 400;
  text-decoration: none;
  white-space: nowrap;
  transition: background 0.15s, color 0.15s;
}
.nav-dropdown-menu li a::after {
  display: none !important;
}
.nav-dropdown-menu li a:hover {
  background: #f4f6f8;
  color: #0a8a7b !important;
}
.nav-dropdown:hover > .nav-dropdown-menu {
  display: block;
}

@media (max-width: 768px) {
  .nav-dropdown-btn {
    color: rgba(255, 255, 255, 0.75);
    width: 100%;
    padding: 0.5rem 0;
  }
  .nav-dropdown-menu {
    position: static;
    transform: none;
    box-shadow: none;
    background: transparent;
    padding: 0;
    min-width: unset;
    display: none;
  }
  .nav-dropdown.open > .nav-dropdown-menu {
    display: block;
  }
  .nav-dropdown-menu li a {
    padding: 0.4rem 0 0.4rem 1rem;
    color: rgba(255, 255, 255, 0.6) !important;
    font-size: 0.85rem;
  }
  .nav-dropdown-menu li a:hover {
    background: transparent;
    color: #ffffff !important;
  }
}