Victoria Commercial Property Tax: Check CIPT Status Before Buying
Before buying Victorian retail, office, warehouse or vacant commercial land, check the qualifying use, entry date and future tax treatment.
Chartered Accountant | SMSF Specialist | Tax Advisory | Sydney
Strategic Tax Advisory for High‑Income Australians
I help professionals, investors and business owners earning $120k+ legally minimise tax, structure investments, and build lasting wealth through the StrategyOS framework.
15+
Years Experience
100+
Five-Star Reviews
1,500+
Clients Advised
“Most people have an accountant. Very few have a strategy. That’s the gap I fill.”
I’m Andrew Romano - a Chartered Accountant, SMSF Specialist, and the founder of FTC in Sydney. For over 15 years, I’ve worked exclusively with professionals, investors and business owners who earn $120k or more, helping them make smarter decisions about tax, property, and money.
My approach is different to most accountants. I build a comprehensive strategy - your StrategyOS - covering tax minimisation, investment structuring, superannuation, and long-term wealth creation.
I share everything I know through my content, because I believe financial literacy shouldn’t be locked behind a paywall. If you’re ready for personalised advice, that’s where the strategy session comes in.
How I Help
Strategic advisory for professionals and business owners earning $120k+ who want to make smarter decisions about tax, property, and money.
Tax Strategy
Stop paying more tax than you need to. I’ll show you how to legally reduce your tax bill using super, trusts, timing, and structure.
Learn more →Property Structuring
Before you buy your next property, get the structure right. Personal name, trust, company, or SMSF - I’ll help you decide.
Learn more →SMSF Advisory
Set up, optimise, or restructure your SMSF. Buy property in super. Get the strategy right before you commit.
Learn more →Property Advice Review
Pitched a property by a buyer’s agent or planner? Get an independent CA’s second opinion on the projections, structure, and tax before you sign.
Learn more →The StrategyOS Framework
A structured approach to making better financial decisions.
01
Strategy Session
A deep-dive assessment of your financial position, goals, income, and current structures.
02
Personalised Plan
A tailored strategy with specific numbers and projections covering tax, super, property, and structure.
03
Ongoing Advisory
Implementation support with FTC handling all compliance. You focus on building wealth.
Trusted by High‑Income Australians
“Andrew has a wealth of knowledge and a true passion for helping people build financial security.”
- Google Review
“Reliable, honest, and simplifies complex investment strategy into clear action steps.”
- Google Review
“The strategy session alone saved me more than it cost. Completely changed how I think about tax.”
- Google Review
100+ five-star reviews on Google
Insights & Strategies
Actionable guides written by a Chartered Accountant -
WA First Home Owner Rate: New $600k and $800k Thresholds
WA first-home buyers: check the new $600,000 no-duty threshold, concession to $800,000 and vacant-land rules before settlement.
Queensland Land Tax 2026-27: Check Your Assessment Notice
Queensland investors: check landholdings, taxable value, exemptions and contact details on your 2026-27 assessment notice.
Proving Your Property Is Grandfathered: The Evidence Checklist
The documents that prove a property was held or under binding contract before 7:30pm AEST, 12 May 2026.
Inheriting an Investment Property: What Happens to Negative Gearing
The August 2026 consultation proposes a fix for spouse inheritance. Here is what to check in your ownership records and will.
Land Tax Across Multiple States: The Trap Investors Miss
A state-by-state 2026-27 guide to thresholds, trust treatment, surcharges and the portfolio cost investors miss.
Company Loss Carry-Back Returns: Plan for a 2026-27 Refund
Company loss carry-back returns from 1 July 2026. Eligible companies can plan for a refund against tax paid in the previous two income years.
The $20,000 Instant Asset Write-Off Is Now Permanent
From 1 July 2026, eligible small businesses can immediately deduct eligible assets costing less than $20,000. Here is the buy-and-record workflow.
Division 7A Rate Rises to 8.77%: Check Your Company Loan
The 2026-27 Division 7A benchmark rate is 8.77%. Review your private-company loan, written terms and minimum repayment before 30 June.
Free Tools & Resources
Calculators, checklists, and guides built for high-income Australians.