SMSF Residential LRBA Ban: The Contract-Date Deadline Checklist
The ban on new SMSF residential LRBAs is now law, commencing 10 August 2026. Contract-date deadline checklist: what qualifies, what evidence you need, and your alternatives if you miss it.
Read ArticleCSLR Levy Reform: Why SMSF Trustees Might Pay (And How to Plan)
The government wants to widen the CSLR levy beyond financial advisers. Large super funds and SMSFs are on the table. What's actually being proposed and how to plan for it.
Read ArticlePayday Super for Business Owners Running Their Own SMSF
You're both the employer and the SMSF trustee. From 1 July 2026, payday super hits you on both sides - cashflow timing, payroll software changes, and the double-up problem in July.
Read ArticleBuild vs Buy: Property Strategy When Negative Gearing Favours New Builds
Negative gearing is now restricted to new builds from 1 July 2027. Here's how to compare house and land packages vs established property - construction loans, holding costs, depreciation, and the real cashflow model.
Read ArticleTrust Capital Gains Distribution Planning After the CGT Discount Is Removed
The 50% CGT discount disappears for trusts from 1 July 2027. Streaming capital gains, the 30% minimum tax, beneficiary selection, trust deed amendments, and the timing decision on realising gains pre-2027.
Read ArticleNegative Gearing Changes 2027: What Property Investors Must Do Now
The negative gearing crackdown is in Parliament. Who's grandfathered, what changes from 1 July 2027, and what high-income property investors should do before it's too late.
Read ArticleCGT Discount Replaced: How the New Inflation Indexation Changes Everything from 2027
The 50% CGT discount is out from 1 July 2027. Inflation indexation and a 30% minimum tax replace it. Here's what that means for shares, property, and whether to sell before the deadline.
Read ArticlePayday Super SMSF Readiness Checklist: What Trustees Must Fix Before 1 July 2026
Payday Super starts 1 July 2026. SMSF trustees need their ESA active, NPP-ready bank account, and fund details correct or contributions will bounce. Here's the complete checklist.
Read ArticleCommercial Property in an SMSF: Why Business Owners Use This Strategy
How business owners buy their commercial premises through their SMSF and lease it back. Tax advantages, rules, and what to watch for.
Read ArticleSMSF Borrowing Rules: How Limited Recourse Borrowing Arrangements Work
How SMSF borrowing works through LRBAs. The bare trust structure, who can lend, and what most people get wrong before they sign.
Read ArticleNSW Land Tax and Investment Properties: How Your Structure Affects the Bill
How NSW land tax works and why your holding structure matters. The family trust trap, thresholds, and planning strategies.
Read ArticleTax Minimisation Strategies for High-Income Earners in Australia
Eight legal, ATO-compliant strategies to reduce your tax. Super contributions, trusts, negative gearing, CGT timing, and more.
Read ArticleFamily Trust Income Splitting in Australia
How discretionary trusts distribute income to lower-taxed beneficiaries. Section 100A risks and the NSW land tax trap.
Read ArticleInvestment Property Structure: Personal Name vs Trust vs Company vs SMSF
Side-by-side comparison of all four property ownership structures. Tax rates, CGT, asset protection, and decision framework.
Read ArticleSMSF Property Investment in Australia
Tax advantages, LRBA borrowing rules, eligibility thresholds, and who SMSF property investment suits.
Read ArticleEnd-of-Financial-Year Tax Checklist for High-Income Australians
The pre-June 30 checklist covering super contributions, prepaid expenses, CGT timing, and trust distributions.
Read ArticleNegative Gearing vs Positive Gearing: Which Strategy Suits You?
How negative and positive gearing work, tax treatment, the PAYG withholding variation tip, and when each strategy suits.
Read ArticleRBA Inflation Warning: How to Stress-Test Your Tax Strategy
What an RBA inflation warning means for your cashflow and tax strategy. A practical framework for high-income Australians.
Read ArticleFirst Home Buyer Schemes Are Pushing Up Prices - What It Means for Property Investors
Labor's first home buyer scheme has pushed prices up 6.7% in qualifying areas. What this means if you are a property investor.
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